Terms of service.

1. OVERVIEW

This is an Agreement between Kristen Wonch, (“Coach”) in her capacity as owner of [Endevvor International Ltd.(“Company”) and you, the Client, for the Women’s Money Mastery Program (“Services”).

All sales are final for this service. By clicking “Buy Now,” “Complete Order,” or any other phrase on the purchase button, entering your credit card information, or otherwise rendering payment (either in-full or partial) for the product for which these terms appear ("Product," “Service,” “Course,” and/or “Program”), you (“Client” and/or “Customer”) agree to be provided with products, programs, or services by Kristen Wonch ("Owner") or Endevvor International Limited (“Company”), and you are executing a legally binding agreement with the Company, subject to the following terms and conditions: 

2. DISCLAIMERS

The Coach is not a licensed financial advisor, lawyer, accountant, or other agent of Client. The Coach offers education, not prescriptive advice. The Coach takes no responsibility for any financial decisions made by the client. 

This Program includes no guarantees about any specific financial results of the Client simply by participating in the Program. Customer acknowledges that, as with any business endeavor and investment, there is an inherent risk associated. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from the use or misuse of the Program. Client agrees to indemnify and hold Company harmless for any claims that may arise related to participation in this Program.

THE SERVICES ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS LEGAL, FINANCIAL OR OTHER PROFESSIONAL ADVICE OR, UNLESS OTHERWISE EXPRESSLY STATED, AS COMPANY’S OFFICIAL POSITION ON ANY SUBJECT MATTER. THE SERVICES SHOULD NOT BE RELIED UPON FOR PURPOSES OF TRANSACTING IN SECURITIES OR OTHER INVESTMENTS. COMPANY DOES NOT REPRESENT OR WARRANT THAT (A) THE SERVICES ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE, OR (B) THE SERVICES OR OUR SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU SHOULD USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND DISINFECT VIRUSES FROM ANY DOWNLOAD FROM THE SERVICES

EXCEPT AS EXPRESSLY PROVIDED TO THE CONTRARY IN A WRITING BY COMPANY, THE SERVICES ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, AND, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COMPANY DISCLAIMS ALL STATUTORY AND IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

3. SCOPE OF SERVICES

The Women’s Money Mastery Program includes the following Services:

  • Twelve (12) modules of pre-recorded course material

  • Twenty four (24) live question and answer sessions via Zoom, which may occur weekly.

  • Access to a private client Facebook Group

The Cash Queen Program includes the following Services:

  • Twenty four (24) live question and answer sessions via Zoom, which may occur weekly.

  • Access to a private client Facebook Group

The 100K Program includes the following Services:

  • Modules of pre-recorded course material

  • 6 Live question and answer sessions via Zoom, which may occur weekly.

  • Access to a private client Facebook Group

4. RESCHEDULING 

Company has a strict rescheduling policy to respect the time and limited resources of all parties. All rescheduling requests must be made in writing no later than twenty four hours prior to the scheduled call and must include a proposed time to reschedule. Failure to comply with this policy may result in forfeiture of the call with no money back. Rescheduling does not apply to group calls. 

5. PAYMENT

(a) Upon execution of this Agreement, Client agrees to pay to the Company the full purchase amount for the Product, regardless of what payment option Client selects at checkout. 

(b) If Client selects a payment plan option, Client authorizes Company to charge the card or account used at checkout to complete all payments pursuant to the payment plan. 

(c) Company reserves the right to collect any and all monies owed by Client to Company for the Program, by any means necessary within the parameters of the law. The Client shall pay for any fees associated with recouping payment, including but not limited to, collections fees and attorneys’ fees. 

(d) Late payments are subject to an immediate $50 late payment fee. 

(e) Additionally, a 0.1% daily late charge will be accrued on all outstanding balances from the first day of the overdue payment. The Client authorizes the Company to charge the card or account used at checkout to complete payment of all late fees. 

(f) If a payment is more than 1 week overdue, the Company reserves the right to remove the Client’s access to program content and coaching calls until the Client’s account is once again in good standing. 

6. REFUNDS

Dissatisfaction or disapproval with Coach or Company’s methods is not a valid reason for a refund or excuse to cease making remaining payments due & owed under this Agreement. The Company does not offer refunds for ‘change of mind’ or partial completion of the program. 

In order to receive a refund of the Women’s Money Mastery program fee, you must meet all of the following requirements: 

(1) complete the Women’s Money Mastery program (from enrollment to conclusion); 

(2) submit a written request for a refund to hello@kristenwonch.com within 48 hours of completing the Program; and (3) have completed the following as part of the Women’s Money Mastery program:

  1. 330 Facts vs Fairytales templates completed (this is a tool in module 2)

  2. The action workbooks filled out completely + submitted for review. A minimum of 50% of the workbook must be completed and submitted on or before the halfway point of the program.

  3. All training videos watched completely

  4. A pre-call check in submitted EVERY week prior to the weekly coaching call

  5. Attend a minimum of 22/24 of the calls LIVE

  6. Minimum of 25 questions/coaching requests posted inside the Facebook Group

  7. For payment plans, all payments must be made on time.

  8. Attended and participated in all additional support offered by Company from enrollment to conclusion of the Program, including but not limited to bonus training sessions, live coaching calls and challenges.

In order to receive a refund of the 100K Portfolio and Optimized Portfolio Program fee, you must meet all of the following requirements: 

(1) complete the full program (from enrollment to conclusion); 

(2) submit a written request for a refund to hello@kristenwonch.com within 48 hours of completing the Program; and

(3) have completed the following as part of the program:

  1. The action workbooks filled out completely + submitted for review. A minimum of 50% of the workbook must be completed and submitted on or before the halfway point of the program.

  2. All training videos watched completely

  3. A pre-call check in submitted EVERY week prior to the weekly coaching call

  4. Attend a minimum of 4/6 of the calls LIVE

  5. Minimum of 6 questions/coaching requests posted inside the Facebook Group

  6. For payment plans, all payments must be made on time.

  7. Attended and participated in all additional support offered by Company from enrollment to conclusion of the Program, including but not limited to bonus training sessions, live coaching calls and challenges.

In all other cases, you will not be granted a refund. Unless otherwise provided by law, you acknowledge that the Company does not offer refunds unless the Company determines, in its sole discretion, that you satisfy the criteria outlined above. 

Upon determining that you are entitled to a refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds. 

Upon receiving your requested refund, you understand and agree that you will not be able to participate in any Company Program in the future.

7. INDEMNIFICATION

You agree to defend, indemnify and hold harmless Company, our independent contractors, service providers and consultants, and our and their respective directors, officers, employees and agents (collectively, the “Company Parties”) from and against any claims, damages, costs, liabilities and expenses (including, but not limited to, reasonable attorneys’ fees) arising out of or related to (a) your use of the Services, (b) any Feedback you provide, (c) your breach of any of these Terms, or (d) your violation of the rights of any third party.

8. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW: (A) IN NO EVENT SHALL THE COMPANY PARTIES BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING AS A RESULT OF COMPANY’S NEGLIGENCE) OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THESE TERMS OR THE USE OF OR INABILITY TO USE THE SERVICES; AND (B) IN NO EVENT SHALL THE AGGREGATE LIABILITY OF THE COMPANY PARTIES, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING AS A RESULT OF COMPANY’S ALLEGED NEGLIGENCE), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY, ARISING OUT OF OR RELATING TO THESE TERMS OR THE USE OF OR INABILITY TO USE THE SERVICES EXCEED ANY COMPENSATION YOU PAY, IF ANY, TO COMPANY FOR ACCESS TO OR USE OF THE SERVICES.

YOU ACKNOWLEDGE AND AGREE THAT COMPANY HAS OFFERED THE SERVICES, SET ITS PRICES, AND ENTERED INTO THESE TERMS IN RELIANCE UPON THE WARRANTY DISCLAIMERS AND THE LIMITATIONS OF LIABILITY SET FORTH IN THESE TERMS, AND THAT THE WARRANTY DISCLAIMERS AND THE LIMITATIONS OF LIABILITY SET FORTH HEREIN FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND COMPANY. COMPANY WOULD NOT BE ABLE TO PROVIDE THE SERVICES ON AN ECONOMICALLY REASONABLE BASIS WITHOUT THESE LIMITATIONS.

9. CONFIDENTIALITY

Client agrees to keep Company’s proprietary information confidential. “Confidential Information” includes, but is not limited to:

· Any systems, sequences, processes or steps shared with Client;

· Any information disclosed in association with this Agreement;

· Any trade secrets in connection with the Program or Company’s business practices.

Company promises to value your personal and business information and keep such information confidential. However, by purchasing the Program, Client hereby agrees to Company sharing Client’s general wins as a testimonial on Company’s website, social media accounts, and other marketing platforms. 

10. INTELLECTUAL PROPERTY

This Product contains information that is the intellectual property belonging to Company and to third-parties that license some intellectual property to Company. Company provides Client with a non-exclusive, non-transferrable single-user license authorizing Client to use the materials for their individual purposes only. Client may not share, sell, re-use, reproduce, repurpose or otherwise distribute Company’s intellectual property without prior written consent from Company.

11. MISCELLANEOUS

  1. Entire Agreement - This Agreement reflects the entire agreement between the Client and Company related to the Program and Services discussed herein. 

  2. Choice of law - The governing law for this Agreement is the Country of New Zealand.

  3. Arbitration - Any disputes arising under this Agreement shall first be resolved through a binding arbitration. 

  4. All Rights Reserved - All rights not expressly granted in this Agreement are reserved by us. 

  5. Term - The Term of this Agreement shall be effective from the date of execution until Services are rendered. 

  6. Termination - Client dissatisfaction with Company and/or Coach’s subjective teaching style, independent judgment, methods, or other techniques are not valid reasons for termination of this Agreement or request of any monies returned to Client. Even if Client does not complete all portions of the Program, Client is nevertheless responsible for all payments due and owed under this Agreement by making the first payment of the Program at checkout and executing this Agreement.